Simple Money Lenders

About

Investor financing from someone who invests.

William Guyett works with real estate investors and builders to structure financing around the property, the project, and the exit.

Get a Quote

Talk to William about your deal.

Three quick steps. You'll hear back from William directly - not an automated sequence.

Where programs are available
Investor financing programs available in most U.S. states. Not currently available in Alaska, Hawaii, New Hampshire, North Dakota, South Dakota, or Vermont. Arkansas is limited to long-term rental financing.

What you're financing

What are you financing?

Takes about 90 seconds. No credit pull, no obligation.

William Guyett is an active real estate investor who has taken his own rental portfolio through renovation, refinancing, and long-term hold. That matters here for a practical reason rather than a sentimental one: he has personally sat on the wrong side of a slow draw and a lender who couldn't answer a question, and it shapes how he handles a file.

His work is residential investor financing - fix and flip and rehab, ground-up construction, DSCR and rental, and bridge. The programs behind those are real lending programs with real parameters, published on this site so you can see whether your deal clears them before you spend time on a conversation.

Simple Money Lenders is how he works with investors directly. Financing is arranged through a licensed lending partner, and William is the person you talk to about the deal, the structure, and what happens next.

How he works

Four things you can count on.

  • One person, start to finish

    You won't be handed off after the first call and you won't re-explain your deal to somebody new every time something changes. That continuity is the actual product.

  • The deal comes before the paperwork

    The first conversation is about the property, the numbers, and the exit. Documents follow a decision about whether the deal makes sense; they don't replace it.

  • Straight answers, including the ones you don't want

    If the leverage doesn't work or the numbers don't support the exit, you'll hear it early and you'll hear why. Nobody's time is well spent on a file that was never going to close.

  • Draws are a service, not an obstacle

    On rehab and construction files, construction management, draws, and servicing run in-house through the applicable lending program. That is usually where projects lose weeks.

Property files and blueprints open on a desk under warm lamplight.

“I understand that timing, leverage, draws, and communication can make or break a deal. My goal is to give you a clear answer and keep the financing moving.”

William Guyett, Simple Money Lenders

What borrowers say

Reviews from investors who worked with William.

These are public Google reviews from William's time at Rain City Capital. Real names, real deals, and attributed to the firm the work was done under.

  • I recently had the pleasure of working with William Guyett at Rain City Capital for a hard money loan on my latest property flip. From the outset, William made the entire process not only smooth but impressively quick, which is crucial in the fast-paced real estate investment world. What stood out to me was the simplicity and efficiency of the rehab draw process. Often, this can be a point of frustration due to complicated procedures and delays, but William ensured everything was straightforward and hassle-free. His professionalism, knowledge, and dedication to customer service significantly contributed to the success of my project. I truly appreciated the personal attention and guidance William provided throughout the loan process. It’s clear that he values his clients and goes above and beyond to meet their needs. If you’re looking for a reliable and supportive hard money lender, I highly recommend William Guyett and Rain City Capital for your next investment project. Working with him was a fantastic experience, and I look forward to future opportunities to collaborate again.

    Bryan Gamez

    Hard money loan on a property flip · Google review, Rain City Capital

  • We had a fantastic experience working with William at Rain City Capital for our condo flip financing. Opting for unconventional financing, William’s approach was a breath of fresh air. He was not only incredibly helpful but also transparent and consistent, always doing exactly what he said he would. His communication and reliability made the entire process smooth and stress-free. Highly recommended for anyone in need of quick and straightforward financing for their projects.

    Arne Gaenz

    Condo flip financing · Google review, Rain City Capital

  • William Guyett with Rain City Capital has been a huge help. We just refinanced my rental property and he helped maximize my cash out. Looking forward to getting to do lots of future deals with him!

    Isaiah Phillips

    Rental property refinance · Google review, Rain City Capital

  • William and the Rain City team were responsive, professional and easy to work with. It was my first Fix & Flip loan and they made it super easy. Will definitely look to work with them again on the next project needing funding.
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