New Construction
Finance eligible land acquisition and vertical construction through one investor-focused program.
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Three quick steps. You'll hear back from William directly - not an automated sequence.
Ground-up is the product where the lender's operations matter most. A build runs on a draw schedule, and a draw schedule runs on somebody actually picking up the phone and getting an inspection ordered. Construction management, draws, and servicing are handled in-house on these files rather than farmed out, which is the difference between a two-week delay and a two-day one.
You don't need prior ground-up experience to qualify. One structural rehab or one completed build in the last thirty-six months satisfies the requirement, which is how a lot of experienced flippers make the jump into new construction for the first time.
Program guidelines
Residential ground-up builds, spec or build-to-rent.
Program guidelines shown are maximum or minimum parameters, not an offer of credit. Every loan is subject to borrower, property, transaction, state, underwriting, and final approval.
Before you call
None of this is a document request and none of it is binding. It's the shortest list that lets someone give you a real answer instead of a range.
Start the quoteFAQ
Not specifically. One structural rehab or one ground-up build completed in the last 36 months meets the experience requirement - new-construction experience itself isn't required.
On eligible deals the initial advance can go up to 70% of land value, with the construction budget released in draws from there.
Most builders either sell or refinance into longer-term financing. If the plan is to hold and rent it, the DSCR programs are usually the exit - worth talking through before you close the construction loan rather than after.
It varies by deal and jurisdiction. Tell us where you are in the permit process when you send the deal over and we'll be straight with you about what it means for timing.
Send the property and the numbers. You'll get a straight answer on whether it's a fit - and if it isn't, you'll hear that quickly.