Bridge
Acquisition, refinance, and cash-out solutions for investors who need a short-term or flexible transition.
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Bridge is the product for the deal that doesn't fit a category yet. An auction with a hard close date. A seller who wants certainty more than the highest number. Capital tied up in a property that hasn't sold. A property that needs to be stabilized before a conventional lender will look at it.
There are two structures. Bridge Limited is the fast, short-term version - interest-only, twelve to twenty-four months, no prepayment penalty, and it asks for a track record. Bridge Choice runs long, on a thirty or forty-year structure with a DSCR floor, and takes borrowers with no prior experience. The right one depends almost entirely on your exit, which is the first thing worth talking about.
Program guidelines
Short-term and fast. For experienced investors.
Longer-term structure. Open to investors with no prior experience.
Program guidelines shown are maximum or minimum parameters, not an offer of credit. Every loan is subject to borrower, property, transaction, state, underwriting, and final approval.
Before you call
None of this is a document request and none of it is binding. It's the shortest list that lets someone give you a real answer instead of a range.
Start the quoteFAQ
Bridge Limited is short-term interest-only for experienced investors who know their exit is months away. Bridge Choice is a 30 or 40-year structure with a DSCR floor, open to first-time investors, for when the property might end up being a hold. Your exit strategy decides which one fits.
Yes, cash-out is available on eligible programs, up to 75% LTV on Bridge Choice.
Faster than conventional financing, which is usually the reason people ask. We won't put a number on it here, because the honest answer depends on the property, the title work, and how quickly documents come back. Ask on the call and you'll get a real estimate for your specific deal.
You don't need it finalized, but it's the question that shapes the whole structure. Sell, refinance into a DSCR loan, or hold - tell us what you're thinking and we'll structure around it.
Send the property and the numbers. You'll get a straight answer on whether it's a fit - and if it isn't, you'll hear that quickly.